FAQ's
Fixed Income Property Loan Note is, essentially, a loan to a property developer. The developer, in turn, uses these investor funds for the acquisition and development of its target projects. In return, the property developer agrees on: repayment dates and repayment terms.
An alternative investment is any investment that is backed by any form of asset outside of cash, stocks and shares. Fixed Income Property Loan Notes are backed by property, which is an alternative asset class.
We issue 12-36 month Fixed Income Property Loan Notes, making them a short-term to mid-term investment compared to traditional retail investments.
The Deed of Accession is a document issued to the investor upon funding their investment. It is a signed confirmation of registration of the investor’s security (first charge) over the company’s assets. The Security Trustee is made aware of each investment. Then, in the event of any default, they reclaim funds in accordance with the Deed of Accession.
A Special Purpose Vehicle, or SPV, is a limited company. MetaFenix uses these to ensure the security of the investor is not diluted by other creditors. The specific SPV and its assets are held in trust by the Security Trustee until all Fixed Income Property Loan Note holders are repaid.
All investor funds are secured in the same way a bank has security over a house called a first charge. In the unlikely event of a default, Fixed Income Property Note holders possess a first charge against the MetaFenix Group’s assets and this process is controlled by the Security Trustee.
The day MetaFenix Group Receives the investor’s funds is the day the investment starts.
Property development finance is often considered short-term and very slow for majority of our objectives. To be able to buy distressed assets quickly, and to ensure that they can be acquired significantly below the market value, we use private funding.
MetaFenix Group and it’s subsidiaries has the ability to acquire property assets at between 30-45% of market value. This is due to the network of associates we have in the industry, as well as our ability to purchase an assets within as little as three days through the use of private finance. The Group shares profits with its partners by providing above-market returns, meaning most investors continue to invest with us after their initial first investment.
Fixed Income Property Loan Notes repay their capital with interest on the expiry date of the contract. Each exit strategy is secured prior to the acquisition of any target asset, and when the agreement term ends, the money is returned to the investors. Meaning a buyer is already in place before we agree to move forward.
There is a £25,000.00 GBP minimum investment for the Fixed Income Property Loan Note.
When an investor transfers their funds and begins their investment with us, they receive a welcome pack, which includes their:
– Statement of Account
– Certificate of Investment
– Deed of Accession
A Security Trustee is an independent entity to oversee and manage the security of the Real Estate Property Loan Notes we issue. They hold the first charge over all company assets on behalf of investors until all investors are fully repaid.
The Security Trustee audits the company on a quarterly basis to:
• Ensure investors are paid their capital and interest on time.
• Check the developments are on track to meet the repayment terms of the investment.
• Make sure the company is solvent
• Ensure our processes relating to Know Your Customer (KYC), Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF) and Identification of Russian Assets are up to date.
Fixed Income Property Loan Notes rank first in the event of any default, meaning funds raised from the liquidation of assets will be used to repay holders of Fixed Income Property Loan Notes first, before any other creditor or liabilities.
We have a complete Due Diligence Pack, as well as other marketing materials that can be sent to you upon request.
MetaFenix Group accepts investors from most parts of the world. We comply with the global financial industry standards when it comes to risk rating the jurisdictions, there are some jurisdictions from which we do not accept investment. Please check with a member of our team.
We denominate our Fixed Income Property Bonds in GBP, USD, EUR and CHF.
MetaFenix Group is always happy to meet clients in person and answer any questions they may have. Should you wish to arrange a meeting with one of our team, please contact us on (+44) 0800 368 6961 or email us: info@metafenixgroup.com
The MetaFenix Group generally deals in residential property.
