How the scam works
- 01
Some time after an investment fraud, the victim is contacted by someone claiming to be a solicitor, police officer, regulator or specialist recovery firm.
- 02
The caller often knows details of the original loss, which makes the approach convincing. Those details frequently come from the original fraudsters.
- 03
The victim is told that their money has been traced and can be returned once a fee, tax or legal cost has been paid.
- 04
Once the fee is paid, further charges follow, and the victim loses money a second time.
Warning signs
- An unsolicited offer to recover money you have lost.
- Any request for an upfront fee, tax or charge before funds can be returned.
- A caller claiming to act for the police, the FCA or a court and asking for payment.
- Detailed knowledge of your previous loss from someone you have never dealt with.
- A firm that cannot be verified on the FCA Register or appears on the FCA Warning List.
How MetaAshes helps you check
A MetaAshes assessment examines the details a firm has given you against the official record. For this type of fraud, the most relevant checks include:
- Recovery room approaches
- Withdrawal and release fees
- Ownership of the reference number
- FCA Warning List screening
- Method of first contact
If you have already sent money
- Contact your bank immediately and explain that you may have been defrauded.
- Report it to Action Fraud on 0300 123 2040.
- Report the firm to the Financial Conduct Authority.
- Be wary of anyone who later offers to recover your money for a fee.
This alert describes a general type of fraud for information only. It does not refer to any particular firm and is not financial or legal advice.